How to Sell Gold

 Gold was rarely as valuable as the financial crisis: With over 1000 dollars for ounce, the listing in the autumn of 2008, a record. The entry on the current high price level, however, is risky. The Journal "financial test" says that what investors look out for.

Investors cry for gold. Since the financial crisis rages, savers want their money in gold bars or coins redeploy. Gold dealers report long waiting times. Unlike cash or interest-rate facilities, the precious metal reserves in times of crisis, with hyperinflation and currency reform a value. Unlike paper money, the banks can not freely propagate gold.

Moreover, the yellow metal in the world recognized store of value. But the fluctuating exchange rate, high purchase costs and lack of income are the great imponderables of the currency crisis. The Journal "financial test" has different investment options considered and identifies opportunities and risks.

Who wants to have physical gold, current investment should buy coins. These are the Kruger Rand from South Africa, the Australian Nugget, the Vienna Philharmonic, Maple Leaf from Canada or China Panda. These coins are in contrast to collector coins even in times of crisis tradable good. Investors relate best through banks or dealers such as Gold Euro Change in Berlin, pro aurum in Munich or Western Gold.

The dealers also offer the coins through their online portals. The institutions and professional traders adjust their prices several times a day on the stock market courses. Measurement for real sell gold is the troy ounce, equal to 31.1 grams customers should banks and merchants an offer including shipping and all fees can be created.

Gold in the vault

For some gold investors is a possible loss of value but negligible. A touchable main value lies in its vault. "Financial test" suggests that no more than ten percent of their assets into gold stuck. Affordable for a single plant is the gold deposit of the private bank in Hamburg Sutor, when customers open it right there.

For the storage of gold in a high security vault in Switzerland, custodian fees of only 0.025 per cent monthly. The Internet retailer offering the same account. The financial sales but demand high fees.

Toll-free is the "gold account" of Sparkasse Pforzheim Calw, which the security of savings deposits is covered. Investors can open from 5000 Euros. The money from the investors purchased gold will be free in savings safe storage. Customers can always sell at the current rate.

Premium when buying gold

Gold buyers have to face the costs and risks in mind. The bank vault in hoarding money. Who is buying gold, always pay surcharges. For the seller Unzenmünze requested in March an average increase of seven percent to the price of pure gold. The smaller the coin, the higher the premium on the value of pure gold. Where investors more favorable for gold and royalty-free, is in full evidence test. Until a dealer to the investor to purchase gold on his back course, the gold price significantly tighten. At the moment, the price level, however, very high. Mid-April, the cost to $ 880 ounce. Who buys gold now, picks at a relatively high price. Another disadvantage is gold does not raise any income from. There is neither interest nor dividends. Even if the gold price by only one point revolves, it loses its value.

Gold investment is pure speculation

As the gold price long-term development, nobody knows. In an attempt to hope, is speculative. About 30 years ago in March 1979 at a gold price of 244 U.S. Dollar per oz is entered, before deduction of the inflation to the present - in euros - an average yield of 3.75 percent per annum. For comparison: With interest papers from Germany and the euro zone investors have in the past three decades, on average 6.8 percent per year, even with German equities 8.2 percent per year.

Alternatives to the real gold mine are securities such as stocks, funds, or gold certificates. For investors reduced as opposed to buying physical gold storage fees and surcharges are completely gone.

Who buys gold equity fund, acquires shares in gold mines. But not every mine is a gold mine. The courses of gold shares fluctuate more than the gold price. According to attain gold in the equity risk-reward category (1-15) test.de database of investment funds and the high levels of 11 and 12

Even the best fund in the table of AIG PB EF Gold A, has in the past twelve months, 27.8 percent made losses (as at February 28, 2009). At worst, it PEH Q-Gold erwischt: minus 50.3 percent. The reason: The shares of mining companies can join the general market trend is not shirk. Is it in the stock market down, falling even these shares - even if the gold price rises.

 The international financial crisis has the confidence of investors around the world shocked. It now stands on the stock markets, a stable base, but the investors are looking still for security. Which has in the past few weeks before all the precious metal gold benefited. It is traditionally in times of crisis as a "safe haven".

DUSSELDORF. In dollar terms gold has since mid-October around $ 200 increase. At times, moved even the all-time high of just over 1 030 dollars per ounce (31.1 grams) in range. Recently, gold prices have fluctuated around $ 900. Something bad is the performance at first sight for euro investors. But even here, the precious metal since mid-October at about 100 euros more expensive.

The concern of investors is reflected in the massive inflows into exchange traded funds (ETFs) - that is publicly traded fund - which, by using gold are deposited. The stocks of the world's largest gold ETF, SPDR Gold Trust, exceeded even that of the Swiss central bank. After observation of the Commerzbank, the stocks of the SPDR Gold Trust last little while significant inflows recorded, but since the end of probation in March 2009 at 36.25 million ounces. The stocks of the ZKB Gold ETF increased reported to be opposed again by over 100 000 ounces and reached the record level of 4.508 million ounces. Investors also bought physical gold in the form of coins or ingots.

The precious metal has since the outbreak of the subprime crisis in the summer of 2008 "once again its beneficial properties in the portfolio diversification proved" write the analysts at Landesbank Baden-Wuerttemberg (LBBW) in its just published "Commodity Yearbook 2009". The experts expect that sell gold alone in concern about higher inflation rates will remain in demand. The precious metal is considered to be classic protect against inflation and as a tool to preserve the assets. Moreover, the fundamentals tend to speak lower mine for more rising gold prices. LBBW expects, however, until March next year with a price of 1 000 dollars.

Slightly more confident is the Heraeus Metal Trading Ltd. in relation to the gold price: "At the moment it does look like it, as if the yellow metal in the next ten weeks in a range from 800 to 1 000 dollars per oz will persist." Thus, the company's prior forecast slightly downwards. Originally, the experts assumed that even in the second quarter of 2009, an all-time high of 1 100 dollars will. But a chance at new record prices "Heraeus provides for the second half.